Pensioners of the EPPF are former in-service members who retire from the service of the employer OR deferred members (over the age of 55) who elect to start receiving a monthly pension from the EPPF.
Read morePensioners of the EPPF are former in-service members who retire from the service of the employer OR deferred members (over the age of 55) who elect to start receiving a monthly pension from the EPPF.
In Remembrance
Title
First Names
Surname
Age
Date of deathD.O.D
MRS
WILHELMINA MAGDALENA
ALEXANDER
81
10/29/2023
MRS
ANNELI RACHELE
APPELGRYN
58
11/29/2023
Mrs
MARTHA
APRIL
61
11/1/2023
MRS
NOSAKHELE
BANGAZILE
98
11/2/2023
MRS
RITA ANNE
BARNES
91
11/22/2023
MR
RONALD CLAUDE
BATTEN
87
10/10/2023
MRS
WILHELMINA ALEXANDER
BEHR
85
10/13/2023
MNR
SYDNEY GODFREY
BESTER
79
11/17/2023
MRS
NONTSIKELELO
BLAKFESI
49
12/3/2023
MR
MARK ROBERT BAXTER
BLEAKLEY
88
11/20/2023
MR
LESLIE GRAHAM
BOOTH
75
11/29/2023
MNR
DAVID JOHANNES
BOTES
79
10/29/2023
MNR
JOHANNES JACOBUS
BOTHA
84
11/6/2023
MRS
EMMARENTIA PETRONELLA
BOTHA
82
11/28/2023
Mr
RETIEF
BOTHA
78
11/19/2023
MRS
GLORIA ANNA
BOUCHET
83
11/24/2023
MNR
JOHANNES MATHYS
BRITS
83
10/8/2023
MRS
IONA ANGELINE BEATRICE
BROWN
81
11/24/2023
MR
JOSE GONSALVES
CHADINHA
88
11/12/2023
MRS
MAUTATA ANNAH
CHATSANA
79
11/23/2023
MRS
LETTIE MAMAHLATSI
CHEGO
61
10/15/2023
MRS
WILHELMINA FARQUHAR
CHISHOLM
93
10/10/2023
Mrs
JEAN
CLIFF
88
11/3/2023
MRS
SYLVIA ANN
COATES
89
10/22/2023
PETRONELLA CATHARINA ALETTA
COERTZE
69
11/17/2023
MRS
MARIA ELIZABETH
COETZEE
87
10/18/2023
MNR
JAMES IGNATIUS
COETZEE
85
11/27/2023
Mr
ANDRE LEON
COLEMAN
66
11/6/2023
MR
DESMOND ARCHIBALD
DAMSTER
92
10/26/2023
MRS
MAGARETHA ELORINA
DE BEER
92
11/11/2023
Ms
ANNE MARIE
DE BRUYN
54
11/6/2023
MEV
JANETTE CLASINA
DE NECKER
67
10/2/2023
MR
CHRISTIAAN PETRUS ADOLF
DIEDERICKS
81
11/12/2023
MRS
PHOGCILE
DLAMINI
93
11/15/2023
Mr
ALLAN DENVER
DOLIVEIRA
63
10/21/2023
MRS
HESTER CECILIA SMITH
DU PLOOY
84
11/28/2023
MNR
Johannes Lodewikus
DU PREEZ
77
10/20/2023
Mr
NKOSIYETHU
DUMA
66
11/7/2023
MR
MADODA BISHOP
DYANTYI
74
11/7/2023
MR
JOHN GORDON
ELLISON
93
11/11/2023
MNR
ALBERTUS ABEL
ERASMUS
79
12/4/2023
MR
PETRUS PAULUS
ERASMUS
76
10/1/2023
MR
JOHN HENRY NAUDE
FARRELL
74
11/24/2023
Mrs
MARIA CATHERINA
FOURIE
58
10/10/2023
MRS
YVONNE AMY
FOWLER
91
10/18/2023
MRS
MARIE
GENIS
80
11/15/2023
Mrs
NONTOAZITHETHWA RIENED
GIGABA
69
11/10/2023
MNR
NICOLAAS CHRISJAN PIETERSE
GOUWS
74
11/13/2023
MNR
CHRISTIAAN MAURITZ
GROBBELAAR
82
10/19/2023
MNR
HENDRIK FREDERIK
GROBLER
86
10/26/2023
Mr
PIETER ALBERTUS
GROBLER
66
11/30/2023
Mrs
ELIZABETH JACOBA
GROVE
79
12/5/2023
MRS
NOMPUMELELO ELLA
GUSHA
89
10/15/2023
MNR
MNWANA ROGERS
GWINTSA
85
10/4/2023
MRS
MAVIS NOMATHAMSANQA
HADABE
64
12/4/2023
MNR
HERMAN GERARD
HANEKAMP
71
11/27/2023
MRS
NELLY MARGARET EILEEN
HEIDTMANN
79
10/13/2023
Mrs
EILEEN MARGARET
HOLDER
80
11/20/2023
Mrs
LYN
HOPKINS
83
10/3/2023
MR
THELMAN FRANCOIS
HORN
75
10/19/2023
MR
GEOFFREY MORRIS
JANES
96
10/28/2023
RICHARD STEVEN
JARDINE
94
11/17/2023
MR
XWASHU
JIBILIKILE
88
10/6/2023
Mr
PETRUS JACOBUS
JOUBERT
66
11/3/2023
ANNA MAGRIETA
KATZKE
81
12/7/2023
MRS
NONAYILESE
KENKEBE
69
11/2/2023
SYLVASIA NONTLANTLA
KHAMBULA
71
10/27/2023
MRS
NCINELENI MARIA
KHANYILE
73
12/4/2023
MR
FRANCES KHABANE
KHOTSO
72
11/6/2023
MRS
JULIET ZIBUYILE
KHUMALO
65
11/6/2023
Mrs
MURIEL ANSIE
KINSELA
84
10/24/2023
MNR
GERT
KLEYNHANS
80
12/7/2023
MR
QATIKO
KOTI
72
11/20/2023
MRS
MARIE MAGDALENA
LANGSTON
87
11/17/2023
Ms
GONKE TESSA HERMI
LANTERME
77
10/28/2023
MR
MARVEL GEROME
LE ROUX
65
10/23/2023
MRS
BAOETSE ONICA
LEBUSO
83
11/26/2023
MR
MONYAKE ABRAMHAM
LECHOO
78
10/23/2023
MR
NEPHTALY MABOE
LENKO
72
11/9/2023
ANNETTE
LERM
78
10/4/2023
MRS
AMELIA MAKHATISO
LETLOFA
83
10/28/2023
MR
NTSHAVHENI JACKSON
LIPHADZI
73
11/28/2023
MRS
PHOPHI AZWIHANGWISI
LIVHALANI
73
10/4/2023
MR
ZWELIBANZI AARON
MABANGULA
76
11/16/2023
MR
SOLLY PHILLIP
MABENA
70
11/27/2023
Mr
THEBE JEREMIAH
MABUNGU
66
11/6/2023
MR
NKULUMO JAMES
MABUZA
64
10/25/2023
Mrs
NOLASI
MACALA
77
12/5/2023
MRS
LESEDI ELIZA
MADUPE
73
11/28/2023
Mrs
NOWONGILE VICTORIA
MAGODLA
80
12/6/2023
MRS
THANDI MARTHA
MAGOLEGO
63
10/5/2023
Mrs
BETTY
MAHLANGU
74
11/29/2023
MR
JEREMIAH KLEINBOOI
MAHLANGU
72
11/15/2023
Mr
MAKOMANE SAMUEL
MAHLOKO
69
10/27/2023
MISS
ANNA JACOMINA
MAKKINK
72
11/3/2023
MRS
RAMASHIGO MARIA
MAKUA
80
11/4/2023
MR
MATHANGANA ISIAH
MALIBA
98
11/2/2023
KWARI HESSIE
MALINGA
81
11/25/2023
MR
NGUSHA JAMESON
MALINGA
76
11/13/2023
MRS
DINA MASHIANYANE
MAMOSHI
59
10/9/2023
Mr
PAULOS TEMBA
MANANA
79
11/3/2023
MRS
NONKOHLAMTU MAGGIE
MANGALISO
70
11/26/2023
MRS
MARIA PETARENELLA
MARKHAM
96
10/10/2023
MRS
MANTSHIUWA JEMINA
MASEKO
60
10/16/2023
Mr
PIET
MASHILOANE
69
10/24/2023
MRS
POPIE BETTIE
MASHILOANE
65
11/12/2023
MR
MZIMBILI ESSAU
MASHININI
100
11/9/2023
MR
MVINJELWA FATMAN
MASOMBUKA
78
11/28/2023
MR
MDAU SOLOMON
MATHABELA
75
10/15/2023
MR
TUZELELE JOHANNES
MATOMANE
74
10/4/2023
MR
KALOSHI MORRIS
MAZWI
77
10/11/2023
Mr
THEMBINKOSI WILLIAM
MBALI
61
10/10/2023
Mrs
ESTHER MAKHOSAZANA
MBHELE
67
10/9/2023
MR
MAGEQE MOSES
MBINGO
70
10/2/2023
MRS
MARJORIE MOFFATT
MCNAUGHTON
89
11/12/2023
Mr
MBUZENI
MDLETSHE
73
10/8/2023
MRS
ALICE MARTHA
MDLULI
71
10/14/2023
Mr
Dennis Alexander
MEIKLE-BRAES
63
11/26/2023
Mr
GEORG PHILLIPUS
MEINTJES
96
11/25/2023
MRS
NOMVUYO SYLVIA
MENE
83
10/15/2023
MR
MADLIMALI ABEL
MHLANGA
86
11/24/2023
MNR
JOHN HENRY
MITCHELL
81
11/26/2023
MR
MTSHIKOLO ERNEST
MIYA
75
10/22/2023
MR
JIKAJIKA
MKENKE
74
12/4/2023
MR
SATAN
MKHATSHWA
84
11/17/2023
MRS
SALAZE
MKHIZE
85
10/6/2023
Mr
GULANA ALBERT
MLAMBO
77
10/18/2023
Mr
BEKIE SOLOMON
MNGOMEZULU
67
10/5/2023
ZODWA ELSIE
MNISI
46
11/14/2023
Mrs
MIENA
MNYAKA
78
10/15/2023
MISS
REBECCA
MOAGI
76
10/11/2023
MR
ELIAS DUGMORE MOLEFI
MOKATSANE
70
11/29/2023
MR
HOLOANE MARITENS
MOKOANA
86
11/2/2023
MR
SETIMELA WILSON
MOLA
97
11/2/2023
MMAKAPA GWENNIAH
MOLALE
76
10/6/2023
Mrs
MIRIAM
MOLLER
78
11/16/2023
MRS
RAISIBE MAPOSA
MOLOTO
80
10/8/2023
Mrs
LYNETTE BAXTER
MOMBERG
68
11/19/2023
MR
DIRKIE ANDRE
MOOLMAN
65
10/8/2023
MR
RICHARD WILLIAM
MORRIS
89
10/31/2023
MEV
LIDIA CATHRINA
MOSES
60
10/2/2023
MRS
EMILY
MOSIA
86
11/11/2023
ROBERT WILLIAM
MOSTERT
64
11/24/2023
Mrs
NANKI NANCY
MOTIANG
68
11/20/2023
MRS
THENGANI JOYCE
MSEZANE
83
12/5/2023
MZIMI FLORENCE
MSHIBE
69
10/12/2023
MR
JABULANI ENOCH
MSIBI
71
10/19/2023
Mrs
BUSANGANI NINA
MSIBI
62
12/1/2023
MRS
LIMAKATSO PAULINA
MSIMANGA
78
11/27/2023
MRS
SEBENZILE
MSOMI
78
10/31/2023
MRS
MPATSHASI SOPHIE
MTHOMBENI
87
11/16/2023
Mr
MANDLA UTRICK
MTHOMBENI
77
11/4/2023
MRS
JULIA
MTSHALI
106
12/4/2023
MRS
TSHENGISILE MITCHEL
MTSHALI
62
10/30/2023
Mr
SONOSAKHE
MTUNGWA
68
10/28/2023
MRS
ANNA MAGDALENA
MUNRO
89
10/14/2023
MNR
WILLEM ANDRIES
NAUDE
89
10/21/2023
MR
SIYANDA BRUCE
NCAMISO
44
11/11/2023
Mrs
MAKANA ANNAH
NDHLOVU
65
10/21/2023
MR
WELE HENRY
NDWALAZA
76
10/25/2023
Mr
NALEDZANI ROBERT
NEMANAME
67
12/3/2023
MRS
KHANYISIWE LELE
NENE
87
10/7/2023
Mr
GEORGE
NENE
64
11/5/2023
MRS
MAMBILA
NGOBENI
96
11/6/2023
MRS
WENDY BETHUSILE
NGOBENI
59
10/4/2023
MR
ZONDI ARON
NGOMA
70
10/11/2023
Mr
BUSANI JAN
NGWENYA
61
11/10/2023
MRS
HLEZIPHI THOMO
NGWENYA
61
10/25/2023
NULL
ZIBIZANI
NHLENGETHWA
85
10/12/2023
MRS
CHRISTINA CATHARINA FREDERIKA
NICHOLAS
86
10/29/2023
NULL
CHRISTINA CATHERINE FREDERIKA
NICHOLAS
86
10/29/2023
MR
GIJA SIZE
NKALA
87
12/2/2023
Mrs
NCANE MARTHA
NKOSI
77
11/19/2023
MR
SIBONGISENI THOMAS
NOMBAMBO
77
10/30/2023
MR
NGIZI
NOTA
86
10/3/2023
MRS
LYDIA BELINA
NTANDANA
67
10/22/2023
MRS
ALINA MATSOELA
NTSALA
76
12/1/2023
Mrs
MAVIS THEMBISILE
NTSHINGILA
71
11/24/2023
MR
SAMUEL PETRUS
NTULI
87
11/29/2023
MRS
BATHABILE PRETTY
NYAMBI
44
11/26/2023
Mrs
DWALILE JULIA
NYONI
72
11/14/2023
MRS
WILHEMIENA
OLIFANT
71
11/23/2023
Mrs
MARGRIETHA ELIZABETH
PALMER
80
11/23/2023
Mrs
MARIE
PAULSE
80
10/2/2023
MRS
MASEILE ELISA
PHOLOANYANE
82
10/10/2023
MRS
DAPHNE HILDA
PIETERSE
80
11/22/2023
Mr
NICOLAAS ALBERTUS PETRUS
POOL
78
11/14/2023
Mrs
CATHARINA HESTER JOHANNA
POTGIETER
76
10/17/2023
MEV
PETRONELLA JACOBA
PRETORIUS
73
10/11/2023
MR
MANDLA
QOZA
72
11/6/2023
Mr
MATOME
RAKGAKOLE
67
10/19/2023
MEV
ESTER
REYNECKE
87
11/7/2023
MRS
HELEN
ROBBINS
99
10/13/2023
MR
RAYMOND GORDON
ROBINSON
74
10/2/2023
Mr
MESHACK
SAKATI
61
10/6/2023
MNR
HENDRIK LOUIS
SCOTT
82
10/2/2023
MR
MSHUSHISI WILTON
SHEKWA
71
10/15/2023
MRS
MAGRIETA MARTHA
SIBANYONI
77
12/4/2023
Mr
MBULAHENI CARLSON
SIBIDE
77
10/15/2023
MRS
NTOMBIKAYISE LINAH
SIFUNDA
75
10/25/2023
MRS
TYEKWA EVELINA
SILINDA
83
10/6/2023
MRS
ASSA ELLINAH
SIMANGO
83
11/21/2023
MRS
SETHULELE ESTER
SIMELANE
81
11/3/2023
MRS
NTOMBEZISHOYO EUNICE
SIMELANE
71
11/12/2023
MRS
SAMARIA HLEZIPHI
SINDANE
69
10/29/2023
Mrs
GABOITSIWE SUZANNE
SISING
87
11/25/2023
MRS
MARIA TSHABISANG
SITHOLE
88
10/5/2023
MRS
REMAKETSE IMELDA
SIYALI
64
10/15/2023
MR
STEFANUS DE CLEREQ
SMAL
101
12/5/2023
MRS
CORNELIA JOHANNA
SMAL
93
11/13/2023
MAUREEN FAY
SMITH
94
11/23/2023
MR
ERIC LEONARD
SMITH
88
10/28/2023
Mr
JOSEPH KENNETH
SMITH
80
11/11/2023
MR
JOHN ARMSTRONG
SMITH
78
10/31/2023
MNR
CORNELIS ALWYN
SMITH
71
10/5/2023
Mr
DAVID BENJAMIN
SNYMAN
76
10/20/2023
MR
DAVID BENJAMIN
SNYMAN
76
10/20/2023
MRS
PIETRO MAGDALENA
STRYDOM
70
11/21/2023
MNR
FREDERIK JOHANNES JACOBUS
SWIEGERS
69
10/2/2023
MR
PHINEAS PHUTI
TAU
73
11/16/2023
Mr
SENYATJA JONAS
TEMA
73
10/8/2023
Mr
NICOLAAS JACOBUS
TERBLANCHE
73
10/21/2023
MNR
JOCOBUS JOHANNES
TERBLANCHE
65
11/26/2023
Mr
JOSEPH MOSOTHO
THAMAE
75
11/9/2023
Mr
FLORIS PETRUS
THIRION
64
11/18/2023
MR
DANIEL JACOBUS
TIEMIE
71
12/1/2023
MR
MABANDLA FRANS
TLEMA
78
11/12/2023
MR
MPOYAN JOHN
TSEHLA
94
11/8/2023
MR
ANDREW
TWYFORD
58
11/25/2023
Mrs
MARIA MAGDALENA
UYS
80
10/29/2023
MRS
SUSARAH CORNELIA
VAN EMMENIS
74
11/4/2023
MEV.
ANNA CATHARINA DOROTHEA
VAN NIEKERK
82
11/3/2023
MR
FREDERICK GORDON
VAN NIEKERK
72
10/21/2023
SUSANNA MAGDELENA
VAN OORDT
78
11/21/2023
Mrs
BARBARA ANN
VAN SCHOOR
85
10/21/2023
MNR
JOHAN JURGENS
VAN ZYL
90
10/25/2023
MRS
JOHANNA MAGDALEEN
VAN ZYL
70
11/14/2023
Mr
CHRISTIAAN RUDOLF
VENTER
70
11/28/2023
MEV
ADRIANA CECILIA
VERMAAK
84
11/30/2023
MEV
MARTHA FRANCINA MARIA
VISAGIE
91
10/27/2023
MEV
ANNA MAGRIETA
WATERBOER
81
10/5/2023
Mrs
ANNA SUSANNA MAGDELENA
WILKEN
71
10/29/2023
NOMALAWU
XOBISO
72
10/31/2023
Mrs
NOMATHEMBA IVY
ZAMANI
71
11/8/2023
MRS
EDITH KHOTATSO
ZIMBA
65
10/20/2023
MR
SAMUEL HUMPHREY
ZITHA
64
10/12/2023
MR
SITHEMBISO MORRIS
ZOZO
69
11/20/2023
MR
DUMISANI ABRAHAM
ZULU
63
11/26/2023
MRS
KHUBA JOHANNA
ZWANE
83
11/25/2023
Pensioners of the EPPF are former in-service members who retire from the service of the employer and draw a pension from the EPPF.
Children over the age of 21 (major children) or any other beneficiaries/nominees of a death benefit can renounce their benefit by completing the Renunciation of Benefits Claim Form. Click here to download the form and submit to the Fund.
Spouses of deceased members and pensioners of the EPPF, as well as qualifying children in receipt of a pension are beneficiaries of the EPPF.
Normal Retirement
The EPPF’s compulsory retirement age is 65 years. However, in-service members may retire early from age 63 without penalties, subject to the employer’s conditions of service. The benefit is based on 2.17% of the in-service member’s annual average pensionable salary over the last year before retirement, for each year of pensionable service.
Early Retirement
An in-service member may retire early after reaching age 55 years. The benefit is a pension calculated in terms of a pension formula, reduced by the penalty factor of 3.9% per year for each year before age 63 years.
Ill-health retirement
An in-service member may retire at any age as a result of ill-health, provided that the Board of Trustees approves a recommendation by the EPPF Medical Panel in this regard. The benefit is calculated by making provision for a pension based on the in-service member’s pensionable salary and pensionable service accrued up to the actual retirement date plus 75% of the service that would have been completed by the in-service member from that date to the pensionable age.
Death after retirement
On the death of a pensioner, a lump sum equal to R3000 is paid to the surviving spouse or the estate;
Plus
The qualifying child/ren (biological or legally adopted children under the age of 21) are eligible for the monthly pension until the age of 21. A pension to the surviving spouse equal to 60% of the deceased pensioner’s pension at retirement before commutation, including any subsequent increases;
Plus
A further pension of 30% (for one eligible child) or 40% (for two or more eligible children) of the deceased pensioner’s pension at retirement before commutation, including any subsequent increases, in respect of any eligible children.
If there is no spouse’s pension payable, the percentage in respect of a single eligible child is increased to 60% of the deceased pensioner’s pension at retirement before commutation, including any subsequent increases. For two or more eligible children, the total percentage is increased to 100% of the deceased pensioner’s pension at the time of retirement before commutation, including any subsequent increases.
If there are no spouse’s or children’s benefits payable, a benefit equal to the excess amount of the lump sum, as specified below, over the total benefits paid to the pensioner until the time of death is paid to the estate. The lump sum comprises the following:
- A lump sum of R3000;
Plus
The greater of the two following calculations:
i. Twice the annual pensionable salary at retirement, less the pension benefits received since retirement;
Or
ii. The annual pensionable salary at retirement plus 10% of the final average pensionable salary per year of pensionable service, less pension benefits already received.
Triennially, the Eskom Pension and Provident Fund (“EPPF”), as per the EPPF Fund Rules, requires you, our pensioner, to complete an Evidence of Survival (“EOS”). The purpose is to verify your existence and to further ensure that our records/data are up to date for us to continue to pay your pension.
How do I submit my EOS?
Your EOS can be submitted through one of the following options:
1. USSD
The EPPF has launched its Unstructured Supplementary Service Data (USSD) functionality as part of the new channels. This service allows you to use your mobile phone to submit your EOS. Utilising the USSD platform means that you do not have to fill in any forms, go to the police station or worry about your form reaching the Fund on time:
NOTE: Please follow the guide on the link below, should you require assistance:
2. Electronic Form (e-Form)
For those that have access to the member portal an e-form is available for direct update of your record. Follow the guidelines outlined in the guide on this link: EOS e-Form Guide. Please ensure that you are registered on our safe and secure member portal.
Pensioners who have not yet registered, please register here and follow the guidelines outlined in the getting started manual. Click here to access the manual.
To upload scanned copies of your EOS form on the member portal, please follow the guidelines by clicking here. Documents must be less than 5MB and in PDF.
3. Physical Evidence of Survival (EOS) Form
The option of physical Evidence of Survival (EOS) is still available.
To return the forms to the Fund, e-mail a copy of the form to webupdate@eppf.co.za
What happens if I don't submit my EOS form?
If the Fund does not receive your EOS by the payroll closing date, the payment of your pension will be suspended until the EPPF receives your form. The implications of not submitting on time can be far reaching e.g. aside from not receiving a pension, certain third party deductions may not be processed, e.g. medical aid payments etc.
Are widows; widowers and guardians with minor children required to submit an EOS?
Yes. Widows, widowers, and guardians with minor children in receipt of a pension, as well as disabled children in receipt of a lifelong pension, is required to submit an EOS. The following should be noted:
Pre-Retirement Counselling
All members exiting the Fund are required to meet with a Retirement Fund Consultant (RFC) six months before their exit. The purpose of the counselling is to assist and provide you with information needed to make an informed decision when retiring. The RFC will also guide you as to what is required in the completion of the Retirement application form.
Retirement application
The member with the help of Human Resources (HR) must complete the application form.
This application form is used to process the pension as per the member’s instruction.
If previously divorced, members are encouraged to submit their divorce documents to the Fund to prevent delays in processing as the divorce documents are to be reviewed by the Fund’s legal team.
Documents
All documents requested on the application form must be provided to the Fund before the member’s exit where the quality assurance pertaining to the documents can be completed. These can be provided electronically.
Last Contribution
The EPPF will wait for the final confirmation and the last contribution. The contributions are received from the employer by the 7th of the month after your retirement and once allocated. Thereafter, the applicable interest rates are loaded at which time the claim processing commences.
Calculation
The member’s final retirement calculation is done in accordance with the Fund rules.
Tax
The retirement calculation is sent to SARS to confirm the tax deductible on the benefit.
Cash lump sum
The member is paid the Nett cash lumpsum value if he/she has opted for that.
Monthly Pension
The arrear monthly pension is loaded along with any deductions as indicated by the member. Thereafter, the pension will run monthly by means of the EPPF’s payroll system.
Letter
The member is sent a welcome letter providing them with their monthly pension value and the tax certificate.
Pensioner Card
The card is produced and posted to members which enables them to get discounts, this could be store or region specific.
The Fund is notified of the death by a family member or via the monthly payroll which does an upload from the Department of Home Affairs.
The applicant needs to complete a Death Application form. This form provides information that the Fund requires to load the spouse and/or eligible children.
The applicant is to provide the Fund with the relevant supporting documents as indicated on the application.
The final pension value is calculated in accordance with the rules of the Fund.
The monthly pension values along with any deductions as indicated on the application is loaded.
The arrear monthly pension is paid. Thereafter the pension is run by means of the EPPF’s payroll system on a monthly basis.
A payment letter is sent to the beneficiary(ries) providing them with the details of their monthly pension.
A payslip is provided to each recipient of a pension on a monthly basis.
Please complete a Consent to Receive Email Payslips and Correspondence form which is available via the member portal. Once you have completed the form, please fax or post it back to the EPPF. Click here to log on to the member portal and access the form.
The spouse’s pension is payable for the duration of your lifetime, regardless of whether you remarry or not.
Depending on the investment performance of the EPPF, the Board of Trustees may declare a bonus which is payable in December of that year. Pensioners are advised in December of each year whether a bonus is payable through a newsflash.
There are various factors which contribute to your tax fluctuating:
In December there was a bonus paid so your tax deduction was different from other months;
In January there was a pension increase which also created a difference in tax payable;
In the February payroll medical aid contributions increased. Pensioners aged 65 years and older used to get a full medical aid rebate. However as medical aid contributions increase the taxable income decreases.
The new tax year begins in March. The Fund’s payroll system annualises tax based on the latest tax earnings and the last year’s tax tables. Since the Fund’s pension payroll runs in advance on the 1st of each month, new tax tables for the new tax year are always implemented in the April payroll. However, please note that the new tax tables implemented in April are implemented retrospectively to the March payroll as per tax changes announced in the budget speech. This means that your tax on the April payroll will include the March payroll deduction adjustments. Your tax should then stabilise from the May payroll onwards.
Section 18(2) of the Income Tax Act has been repealed. This means that pensioners who are 65 years and older are no longer granted the full medical aid rebate by the employer during the tax year. Instead they are granted the medical tax credits by the employer according to the number of dependants they have on their medical aid. The section of the Income Tax Act that deals with medical aid tax credits is section 6A of the Income Tax Act.
Medical aid medical aid expenses (such as medication, doctor’s consultations etc.) and tax credits in respect of expenses are granted during the assessment year of tax returns. Should it happen that the pensioner has paid too much tax due to medical expenses not being deductible by the employer; SARS will refund the excess to the pensioner.
Medical aid contributions and medical expenses are granted in terms of section 6B of the Income Tax Act.
The Medical Scheme Fees Tax Credit for individuals is a credit which applies in respect of contributions paid by the pensioner who has a taxable income up to the last day of the tax year to a registered medical scheme. The amount of credit is based on the following values per month in the year of assessment in respect of which the contributions were paid in respect of the pensioner, the pensioner’s spouse and any other dependants.
The employer’s contribution is not disclosed on the payslip but it is disclosed on the tax certificate under the deduction code 4493. The pensioner’s own medical aid contributions are disclosed under code 4005. Both of these amounts are added to form the total medical aid contributions, which is listed under code 4497, the medical aid tax credits are disclosed on code 4116, the medical aid expenses will be disclosed on code 4120 as a zero value since EPPF is not privy to pensioner’s expenses so the medical expenses credit will be granted by SARS.
SARS gets this information when the Fund submits the tax certificates on the pensioners’ behalf during the employer annual submission time.
For taxable income rates, rebates and tax thresholds applicable to individuals for each financial year, visit the South African Revenue Services’ website on www.sars.gov.za.
The Evidence of Survival (EOS) form is used by the EPPF to ascertain whether people in receipt of a pension from the EPPF, who live outside South Africa are still alive and are rightfully in receipt of a pension. EOS forms are sent out annually to pensioners living outside South Africa and pensioners have a few months in which to complete them from the date on which the form is sent to them.
The EPPF always advises pensioners of the opening and closing dates for EOS form submission. Should the EPPF not receive your form by the EOS submission closing date, your pension will be suspended until the form is received. Please contact the EPPF if you have not received an EOS form or Click here to log into your profile and download the form.
Yes, you are still obliged to submit your returns as a confirmation of the information submitted by the employer on your behalf. In your instance, the EPPF represents the employer as the provider of a monthly income.
An AA88 is a garnishee order issued to the employer (the EPPF) against you by SARS for monies owed by yourself to SARS. Monies owed are usually due to non-submission of tax returns and non-payment of tax owed. An AA88 was previously referred to as an IT88.
When the employer or the EPPF receives this garnishee order it is required by law to comply and deduct the amount owed to SARS from your pension and pay it over to SARS on your behalf. This might affect your other deductions, as a SARS garnishee order takes precedence over other deductions.
Please contact your nearest SARS office to resolve your outstanding tax issues. You can contact SARS on 0800 00 72 77.
To change your banking details when you relocate to another country, you must submit the following documentation to us:
Original, certified copy of your identity document or passport
An original, completed, International Banking Form (IBF). The IBF must be completed by the bank to which you want to transfer your benefit, or by your foreign exchange service provider.
Click here to log into your profile and download the IBF.
Remember to also advise us of your change in address. Click here to contact us in order to update your address and other contact information.