FAQ's

FAQ's

We cannot pay withdrawal benefits to third parties

The fund only has a Pension Fund.

You cannot choose your own portfolio as this is Defined Benefit Fund and all investment portfolios are done by the Fund.


For more Frequently Asked Questions on Retirement Reforms please click here.

For more Frequently Asked Questions on pensioners and beneficiaries please click here.

For more Frequently Asked Questions on deferred pensioners please click here

For more Frequently Asked Questions on in-service members please click here.

In order to determine the allocation of the benefit, the EPPF has 12 months from the date of your passing to conduct investigations to determine or confirm the beneficiaries among whom your death benefit lump sum must be allocated. The findings are submitted to the Board of Trustees who determine the allocations

Your lump sum death benefit is, firstly, allocated to your legal dependants. This includes your spouse, and eligible children. Eligible children are biological or adopted children under the age of 21, your posthumous children who are born after you pass away and your incapacitated children over the age of 21 years. Factual dependants such as parents or siblings for whom you provided financially are also considered. Factors which are considered in the allocation of the death benefit lump sum include the dependants’ ages, the extent of dependency, the nature of the relationship with the deceased, future potential earning capability and the lump sum amount available for distribution. If you have no dependants, the benefit is distributed to other beneficiaries indicated in your Beneficiary Nomination Form, or to your estate. It is therefore important to complete a Beneficiary Nomination Form when you join the EPPF, or update the form when you get married, divorced, have children or attain financial dependants. Deferred pensioners are also encouraged to complete Beneficiary Nomination Form at life changing events. The form is used to assist the EPPF in conducting the Section 37C investigations and determining the benefit allocation. Further, it is advisable to complete your Beneficiary Nomination Form in accordance with the provisions of Section 37C, as the Trustees make the determinations in line with the law. This will also expedite the distribution of your benefit to your beneficiaries.

The EPPF conducts Trustee elections every four years to appoint a Board of Trustees. The Board has 14 Trustees, half of whom are appointed by the employer, and the other half of whom are elected by the members of the EPPF as follows:

Two pensioner elected Trustees

Two non-bargaining unit in-service member-elected Trustees

Three bargaining unit in-service member-elected Trustees

The Rules of the EPPF do not allow for any loans to be made against your pension benefit.

The EPPF has a complaints resolution procedure. Please click here to view the procedure.

In a defined benefit fund, the benefits payable are defined in terms of the rules of the funds and re-calculated in terms of a certain formula. This means that the benefits are guaranteed and are not dependant on the investment performance of the fund.

In a defined contribution fund, the benefits payable are dependent on the investment returned earned on the contributions by in-service members. This means that the benefits payable are based on member contributions and investment earned on the contributions.

The EPPF is a defined benefit fund.

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NEWS
​EPPF Launches it's Revised B-BBEE Policy
EPPF's Affordable Housing Investment to Positively Impact SA's Development
Update: Unauthorised Debit Orders
Update: Former Eskom GCEO pension pay-out
Bonus and Pension Increase Announcement
Advice: Take a stand against fraud and protect yourself
Impact of Steinhoff International on the EPPF
High court ruling on former Eskom GCEO pension pay-out case
Eskom Pension and Provident Fund (EPPF) appoints first-ever female Chief Executive and Principal Officer
The EPPF Transformation Breakfast
Bonus and Pension Increase Announcement 2018
Board announcement to stakeholders
THE POSITION OF THE FUND ON PRESCRIBED ASSETS
Supreme Court of Appeal ruling on former Eskom GCEO pension pay-out case
Trustee Elections 2019/20
EPPF calls for asset owners to promote transformation at the third EPPF Transformation Breakfast
Repayment of Benefits by Former Eskom GCEO
Appointment of Ms Linda Mateza as EPPF Chief Executive and Principal Officer
RESPONSIBLE INVESTING BY PENSION FUNDS: THE ABC OF ESG
EPPF hosts PEWIN breakfast roundtable
Introduction to Default Regulations
Employee Profile: meet Tetelo Mabona
Introduction to default regulations
2019 PENSIONER INCREASE AND BONUS
Former Eskom GCEO pension pay-out update
Trustee Elections : Voting phase
EPPF Member/Pensioner Update - Message from the Chairman
Media report on EPPF administration
EPPF Member Update - Message from the Chairman
RESPONSE TO MEDIA ARTICLE ON EPPF’S INVESTMENT IN MPANDE PROPERTY FUND
EPPF COVID-19 (CORONAVIRUS) MEMBER UPDATE
EPPF COVID19 (CORONAVIRUS) MEMBER UPDATE
UPDATE: EPPF OPERATIONS DURING THE 21 DAY NATIONAL LOCKDOWN AS A RESULT OF COVID-19
Provisional Trustee Election Results
IMPACT OF CORONAVIRUS (COVID-19) AND THE RATINGS DOWNGRADE ON THE EPPF INVESTMENT PORTFOLIO
Trustee Elections 2019/20 results announcement
EPPF and Global ASP matter
EPPF changes to new pension administration system
Announcement - Eskom Employee Benefits department
Announcement: COVID-19 relief special bonus for EPPF pensioners
NEW EPPF BOARD APPOINTMENTS
UPDATE – BUSINESS MAVERICK REPORTING ON EPPF SANCTIONED BY PRESS COUNCIL
Member Update: EPPF's digital transformation journey
MEMBER UPDATE: NOVEMBER 2020
2021 Pensioner increase and bonus
2020 Integrated Report
EPPF Chief Executive and Principal Officer to step down
Member Update: Business Maverick reporting
EPPF appoints new Chief Executive and Principal Officer
Member Regulatory Update
MEMBER UPDATE – APRIL 2021
EPPF INVESTMENT PERFORMANCE UPDATE (Q1, 2021)
EPPF Message from the Chief Executive and Principal Officer
1,2 Testing
Scam alert warning
2021 Tax Certificate re-issue
EPPF Operations - impact of protests
Update: Impact of recent social unrest
Withdrawal of retirement savings by active members
Amended Fund Rules
THE ENHANCED EPPF MOBILE APP FINALLY HERE!
Congratulations to all our winners
The Minimum Individual Reserve (MIR) explained
The EPPF partners with Equites Property Fund in logistics deal
EPPF’s Digital Transformation Journey
2022 Pensioner increase and bonus
Message from the Chief Executive
Member Update - October 2021
2021 Integrated Report
Member regulatory update: Release of the Two Retirement Reform Discussion
Eskom splits off transmission division
Member Update - January 2022
Letter to Pensioners
EPPF appoints new Chief Financial Officer
Member Regulatory Update: Regulation 28 Amendments
Pensioner Tax Update
Message from the Chief Executive and Principal Officer
Member Update March 2022
How EPPF members are helping job sustainability
Pensioner Talk - September 2016
EPPF Member Guide
Pensioner Talk - April 2016
Pensioner Talk - July 2015
Pensioner Talk - October 2014
Pensioner Talk - October 2013
Pensioner Talk - May 2013
Pensioner Talk - December 2012
Pensioner Talk - July 2012
Pensioner Talk - March 2012
Pensioner Talk - October 2011
Pensioner Talk - April 2011
Pensioner Talk - December 2010
Pensioner Talk - July 2009
Pensioner Talk - April 2009
Power Talk - September 2016
Power Talk - April 2016
Power Talk - July 2015
Power Talk - October 2014
Power Talk - June 2013
Power Talk - August 2012
Power Talk - March 2012
Power Talk - October 2011
Power Talk - April 2011
Power Talk - December 2010
Power Talk - May 2010
Power Talk - March 2009
Power Talk - January 2009
Pensioner Talk March 2017
Pensioner Talk November 2017
Power Talk October 2017
Power Talk March 2018
Pensioner Talk 1st Issue 2018
Power Talk 2nd Issue 2018
Pensioner Talk - 2nd Issue 2018
Power Talk 3rd Issue 2019
August Pensioner Talk 2019
September Power Talk 2019
December Pensioner Talk 2019 (Festive Edition)
December Power Talk 2019
Power Talk May 2020
Pensioner Talk May 2020
Pensioner Talk July/August 2020
Power Talk July/August 2020
Pensioner Talk - November/December 2020
Power Talk - November/December 2020
Pensioner Talk June 2021
Power Talk - June/July 2021
Pensioner Talk November 2021
Power Talk October - November 2021
Pensioner Talk Newsletter April 2022
Power Talk Newsletter April 2022
What is the difference between a defined benefit and a defined contribution fund?
Can I borrow money against my pension benefit for a loan or my bond?
What happens if my queries are not getting resolved?
How is the Board of Trustees appointed?
How is a section 37C death benefit distribution determined?
In-service members FAQs
Deferred pensioners FAQs
Pensioners and beneficiaries FAQs
Retirement reform FAQs
uygyugugu kjhiu iji
Can I choose an investment portfolio that my funds can be invested in?
Does the EPPF have both Pension and Provident Fund?
Can you pay my withdrawal benefit to the Eskom Finance Company?
Governance
​EPPF Launches it's Revised B-BBEE Policy
EPPF's Affordable Housing Investment to Positively Impact SA's Development
Update: Unauthorised Debit Orders
Update: Former Eskom GCEO pension pay-out
Bonus and Pension Increase Announcement
Advice: Take a stand against fraud and protect yourself
Impact of Steinhoff International on the EPPF
High court ruling on former Eskom GCEO pension pay-out case
Eskom Pension and Provident Fund (EPPF) appoints first-ever female Chief Executive and Principal Officer
The EPPF Transformation Breakfast
Bonus and Pension Increase Announcement 2018
Board announcement to stakeholders
THE POSITION OF THE FUND ON PRESCRIBED ASSETS
Supreme Court of Appeal ruling on former Eskom GCEO pension pay-out case
Trustee Elections 2019/20
EPPF calls for asset owners to promote transformation at the third EPPF Transformation Breakfast
Repayment of Benefits by Former Eskom GCEO
Appointment of Ms Linda Mateza as EPPF Chief Executive and Principal Officer
RESPONSIBLE INVESTING BY PENSION FUNDS: THE ABC OF ESG
EPPF hosts PEWIN breakfast roundtable
Introduction to Default Regulations
Employee Profile: meet Tetelo Mabona
Introduction to default regulations
2019 PENSIONER INCREASE AND BONUS
Former Eskom GCEO pension pay-out update
Trustee Elections : Voting phase
EPPF Member/Pensioner Update - Message from the Chairman
Media report on EPPF administration
EPPF Member Update - Message from the Chairman
RESPONSE TO MEDIA ARTICLE ON EPPF’S INVESTMENT IN MPANDE PROPERTY FUND
EPPF COVID-19 (CORONAVIRUS) MEMBER UPDATE
EPPF COVID19 (CORONAVIRUS) MEMBER UPDATE
UPDATE: EPPF OPERATIONS DURING THE 21 DAY NATIONAL LOCKDOWN AS A RESULT OF COVID-19
Provisional Trustee Election Results
IMPACT OF CORONAVIRUS (COVID-19) AND THE RATINGS DOWNGRADE ON THE EPPF INVESTMENT PORTFOLIO
Trustee Elections 2019/20 results announcement
EPPF and Global ASP matter
EPPF changes to new pension administration system
Announcement - Eskom Employee Benefits department
Announcement: COVID-19 relief special bonus for EPPF pensioners
NEW EPPF BOARD APPOINTMENTS
UPDATE – BUSINESS MAVERICK REPORTING ON EPPF SANCTIONED BY PRESS COUNCIL
Member Update: EPPF's digital transformation journey
MEMBER UPDATE: NOVEMBER 2020
2021 Pensioner increase and bonus
2020 Integrated Report
EPPF Chief Executive and Principal Officer to step down
Member Update: Business Maverick reporting
EPPF appoints new Chief Executive and Principal Officer
Member Regulatory Update
MEMBER UPDATE – APRIL 2021
EPPF INVESTMENT PERFORMANCE UPDATE (Q1, 2021)
EPPF Message from the Chief Executive and Principal Officer
1,2 Testing
Scam alert warning
2021 Tax Certificate re-issue
EPPF Operations - impact of protests
Update: Impact of recent social unrest
Withdrawal of retirement savings by active members
Amended Fund Rules
THE ENHANCED EPPF MOBILE APP FINALLY HERE!
Congratulations to all our winners
The Minimum Individual Reserve (MIR) explained
The EPPF partners with Equites Property Fund in logistics deal
EPPF’s Digital Transformation Journey
2022 Pensioner increase and bonus
Message from the Chief Executive
Member Update - October 2021
2021 Integrated Report
Member regulatory update: Release of the Two Retirement Reform Discussion
Eskom splits off transmission division
Member Update - January 2022
Letter to Pensioners
EPPF appoints new Chief Financial Officer
Member Regulatory Update: Regulation 28 Amendments
Pensioner Tax Update
Message from the Chief Executive and Principal Officer
Member Update March 2022
How EPPF members are helping job sustainability
Pensioner Talk - September 2016
EPPF Member Guide
Pensioner Talk - April 2016
Pensioner Talk - July 2015
Pensioner Talk - October 2014
Pensioner Talk - October 2013
Pensioner Talk - May 2013
Pensioner Talk - December 2012
Pensioner Talk - July 2012
Pensioner Talk - March 2012
Pensioner Talk - October 2011
Pensioner Talk - April 2011
Pensioner Talk - December 2010
Pensioner Talk - July 2009
Pensioner Talk - April 2009
Power Talk - September 2016
Power Talk - April 2016
Power Talk - July 2015
Power Talk - October 2014
Power Talk - June 2013
Power Talk - August 2012
Power Talk - March 2012
Power Talk - October 2011
Power Talk - April 2011
Power Talk - December 2010
Power Talk - May 2010
Power Talk - March 2009
Power Talk - January 2009
Pensioner Talk March 2017
Pensioner Talk November 2017
Power Talk October 2017
Power Talk March 2018
Pensioner Talk 1st Issue 2018
Power Talk 2nd Issue 2018
Pensioner Talk - 2nd Issue 2018
Power Talk 3rd Issue 2019
August Pensioner Talk 2019
September Power Talk 2019
December Pensioner Talk 2019 (Festive Edition)
December Power Talk 2019
Power Talk May 2020
Pensioner Talk May 2020
Pensioner Talk July/August 2020
Power Talk July/August 2020
Pensioner Talk - November/December 2020
Power Talk - November/December 2020
Pensioner Talk June 2021
Power Talk - June/July 2021
Pensioner Talk November 2021
Power Talk October - November 2021
Pensioner Talk Newsletter April 2022
Power Talk Newsletter April 2022
What is the difference between a defined benefit and a defined contribution fund?
Can I borrow money against my pension benefit for a loan or my bond?
What happens if my queries are not getting resolved?
How is the Board of Trustees appointed?
How is a section 37C death benefit distribution determined?
In-service members FAQs
Deferred pensioners FAQs
Pensioners and beneficiaries FAQs
Retirement reform FAQs
uygyugugu kjhiu iji
Can I choose an investment portfolio that my funds can be invested in?
Does the EPPF have both Pension and Provident Fund?
Can you pay my withdrawal benefit to the Eskom Finance Company?